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Claim or joinLegal name: PEPPER TREE (VIRGINIA BEACH) OWNERS ASSOCIATION INC.
HOA · VIRGINIA BEACH, VA
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See also the Virginia Property Owners' Association Act (Va. Code § 55.1-1800 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Very Low composite risk for this neighborhood area · 13th percentile of VA neighborhood areas
18 federal disaster declarations for this county, including 10 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 23452
2020 +4.1% · 2021 +10.1% · 2022 +11.5% · 2023 +9.1% · 2024 +4.3% · 2025 +6.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q2 snapshot
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55% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Virginia Beach County: Coastal flood, Oct 28, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Virginia Beach County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 23452 · 2022
Average premium changed +0.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State common interest community filing
On file as PEPPER TREE (VIRGINIA BEACH) OWNERS ASSOCIATION INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Pepper Tree (Virginia Beach) Owners Association INC.
Source not recorded
Map location · Type
Names are shown in title case for readability. The string above is the name on file, unchanged.
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