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Claim or joinLegal name: Smugglers Cove Homeowners Assoc,
HOA · Bath, NC
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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 81st percentile of NC counties
32 federal disaster declarations for this county, including 22 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · BATH, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Beaufort County
2020 +6.3% · 2021 +11.8% · 2022 +20.6% · 2023 +13.2% · 2024 +10.2% · 2025 +3.3%
Most recent significant event in Beaufort County: Flash flood, Aug 6, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Beaufort County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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County parcel records
On file as Smugglers Cove Homeowners Assoc,
Principal address · Legal name
Filed as shown; displayed as Smugglers Cove Homeowners Association
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