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Claim or joinHOA · Est. 4 units · Manteo, NC
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Or start with what happened
See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 86th percentile of NC counties
31 federal disaster declarations for this county, including 22 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · MANTEO, TOWN OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Dare County
Most recent significant event in Dare County: Flash flood, Jul 10, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Dorian, 2019; Hurricane Florence, 2018. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Dare County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
2020 +6.4% · 2021 +16.6% · 2022 +23.8% · 2023 +10.7% · 2024 +4.7% · 2025 +3.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Common Elements verified vendor directory
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County parcel records
On file as Pirate's Cove Homeowners Association
Legal name
County parcel records, address verified
Principal address
Public record
Units
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Cross-referenced public records
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
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