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Or start with what happened
See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Very Low composite risk for this county · 6th percentile of NC counties
13 federal disaster declarations for this county, including 5 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · HAYESVILLE, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Clay County
2020 +6.2% · 2021 +13.3% · 2022 +30.4% · 2023 +3.8% · 2024 +14.1% · 2025 +1.4%
Most recent significant event in Clay County: Flood, Jul 4, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Clay County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Verified vendor companies serving Clay County, NC. Listing only, not an endorsement.
Common Elements verified vendor directory
County parcel records
On file as Mccracken Hollow Hoa
Legal name
Filed as shown; displayed as Mccracken Hollow HOA
County parcel records, address verified
Principal address
Cross-referenced public records
Type
Public record
Map location
Geocoded 2026-07-12
Names are shown in title case for readability. The string above is the name on file, unchanged.
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