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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 78th percentile of NC counties
31 federal disaster declarations for this county, including 23 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Pender County
2020 +4.7% · 2021 +14.2% · 2022 +19.7% · 2023 +10.7% · 2024 +8.0% · 2025 +0.3%
Most recent significant event in Pender County: Tornado, Mar 16, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pender County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Common Elements verified vendor directory
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County parcel records
On file as Island Oaks Homeowners Association
Legal name
County parcel records, address verified
Principal address
Cross-referenced public records
Type
Public record
Map location
Geocoded 2026-07-12
Names are shown in title case for readability. The string above is the name on file, unchanged.
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