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Claim or joinHOA · Est. 35 units · Pagosa Springs, CO
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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Very Low composite risk for this county · 44th percentile of CO counties
8 federal disaster declarations for this county, most recent Aug 2025.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · PAGOSA SPRINGS, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 81147
2020 +1.6% · 2021 +13.2% · 2022 +26.0% · 2023 +4.5% · 2024 +8.4% · 2025 -4.6%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Archuleta County: Flood, Oct 13, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Archuleta County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 81147 · 2022
Average premium changed +21.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as Hidden Valley Ranch Association
Legal name · Type
County parcel records, address verified
Principal address
Public record
Units · 2 linked public records
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
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