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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this county · 83rd percentile of CO counties
10 federal disaster declarations for this county, most recent Mar 2020.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · DURANGO, CITY OF
CRS class 9: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in ZIP 81303
2020 +1.3% · 2021 +9.9% · 2022 +16.6% · 2023 +10.9% · 2024 +5.8% · 2025 -2.4%
Most recent significant event in La Plata County: Flood, Oct 11, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe La Plata County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Homeowners insurance in ZIP 81303 · 2022
Average premium changed +20.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as DURANGO WEST METROPOLITAN DISTRICT #1
Legal name
Filed as shown; displayed as Durango West Metropolitan District #1
County parcel records, address verified
Principal address
Reviewed and corrected by Common Elements
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
2 linked public records
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