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Statute-cited calculators and generators for 822 S Topsail Townhomes Owners Association. No account needed.
Or start with what happened
See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Very High composite risk for this neighborhood area · 99th percentile of NC neighborhood areas
31 federal disaster declarations for this county, including 23 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Pender County
2020 +4.7% · 2021 +14.2% · 2022 +19.7% · 2023 +10.7% · 2024 +8.0% · 2025 +0.3%
10% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Pender County: Tornado, Mar 16, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pender County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Verified vendor companies serving Pender County, NC. Listing only, not an endorsement.
Common Elements verified vendor directory
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County parcel records
On file as 822 S Topsail Townhomes Owners Association
Legal name
County parcel records, address verified
Principal address
Cross-referenced public records
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
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