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See also the Washington Homeowners Association Act (RCW § 64.38).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 95th percentile of WA counties
37 federal disaster declarations for this county, most recent Apr 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 98012
2020 +5.6% · 2021 +15.7% · 2022 +25.4% · 2023 -1.1% · 2024 +10.3% · 2025 +0.2%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Snohomish County: Flood, Dec 5, 2023.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Snohomish County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 98012 · 2022
Average premium changed +14.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
GASPAR'S CONSTRUCTION INC
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1 Block Bros LLC
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1 Crown Flooring LLC
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1 Eurostyle Corporation
Vancouver, WA
1 Ez Septic System Instlr LLC
Milton Freewater, WA
1 Handy Man Srvc/Dsgn LLC
Arlington, WA
Verified vendor companies serving Snohomish County, WA. Listing only, not an endorsement.
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Cross-referenced public records
On file as TWIN OAKS 1 HOMEOWNERS ASSOCIATION
Principal address · Legal name · Type
Filed as shown; displayed as Twin Oaks 1 Homeowners Association
Geocoded from the address on file
Map location
Geocoded 2026-07-05
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