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Claim or joinLegal name: Trowbridge Homeowners Assoc Peg Loch
HOA · Southgate, MI
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See also the Michigan Nonprofit Housing Corporations Act (MCL § 559).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 100th percentile of MI counties
17 federal disaster declarations for this county, including 1 hurricane, most recent Feb 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 48195
2020 +2.9% · 2021 +13.1% · 2022 +11.9% · 2023 +8.5% · 2024 +4.4% · 2025 +4.5%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Wayne County: Flash flood, Jul 30, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Wayne County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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Homeowners insurance in ZIP 48195 · 2022
Average premium changed -0.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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On file as Trowbridge Homeowners Assoc Peg Loch
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