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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 92nd percentile of NY counties
36 federal disaster declarations for this county, including 13 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 11954
2020 +1.2% · 2021 +9.3% · 2022 +11.5%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Most recent significant event in Suffolk County: Flash flood, Jul 31, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Suffolk County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 11954 · 2022
Average premium changed -2.5% across the filed window (2018 to 2022).
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Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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On file as SANCTUARY AT MONTAUK POINT THE
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