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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 72nd percentile of NC counties
18 federal disaster declarations for this county, including 8 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · HENDERSONVILLE, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in Henderson County
2020 +2.6% · 2021 +13.4% · 2022 +20.1% · 2023 +7.8% · 2024 +7.2% · 2025 -0.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Henderson County: Flood, Sep 27, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Helene, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Henderson County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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Cross-referenced public records
On file as Cummings Cove
Legal name · Type
County parcel records, address verified
Principal address
Public record
Map location · 1 linked public record
Geocoded 2026-07-12
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