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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 98th percentile of TX counties
20 federal disaster declarations for this county, including 5 hurricanes, most recent May 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · MCKINNEY, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 75070
2020 -0.9% · 2021 +17.1% · 2022 +29.1% · 2023 +0.0% · 2024 +2.4% · 2025 +0.9%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Most recent significant event in Collin County: Flash flood, Sep 22, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Collin County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 75070 · 2022
Average premium changed +24.3% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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On file as COOPER LIFE AT CRAIG RANCH
Legal name · Type
Filed as shown; displayed as Cooper Life at Craig Ranch
County parcel records, address verified
Principal address
Geocoded from the address on file
Map location
Geocoded 2026-08-27
Public record
1 linked public record
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