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Claim or joinHOA · Est. 65 units · Keystone, CO
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Neighborhood-area medians for the surrounding area, not records of this association.
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See also the Colorado Common Interest Ownership Act (C.R.S. § 38-33.3 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Very High composite risk for this neighborhood area · 100th percentile of CO neighborhood areas
6 federal disaster declarations for this county, most recent Mar 2020.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 80435
2020 -0.6% · 2021 +11.0% · 2022 +18.6% · 2023 +19.2% · 2024 +8.7% · 2025 -5.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
68% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Self-reported by the association under C.R.S. 38-33.3-316 with its annual state HOA registration. Registration status: Active. Last renewed Feb 16, 2026.
Public record · State financial disclosure filing
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Summit County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 80435 · 2022
Average premium changed +31.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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State filing
On file as Clearwater Lofts Owners Association
Principal address · Legal name · 1 linked public record
Public record
Units
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Source not recorded
Map location · Type
Names are shown in title case for readability. The string above is the name on file, unchanged.
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