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See also the New York Not-for-Profit Corporation Law (BCL Art. 2).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 89th percentile of NY counties
32 federal disaster declarations for this county, including 11 hurricanes, most recent Jan 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · MOUNT VERNON, CITY OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 10552
2020 +3.5% · 2021 +6.3% · 2022 +6.5% · 2023 +2.7% · 2024 +5.5% · 2025 +11.5%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
No officer filings on record for 445 Gramatan Avenue (Westchester Gardens) yet.
From public officer filings
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Most recent significant event in Westchester County: Flash flood, Oct 30, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Westchester County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 10552 · 2022
Average premium changed +3.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as 445 GRAMATAN AVENUE (WESTCHESTER GARDENS)
Principal address · Legal name · Type
Filed as shown; displayed as 445 Gramatan Avenue (Westchester Gardens)
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
1 linked public record
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