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See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this county · 53rd percentile of NC counties
22 federal disaster declarations for this county, including 8 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in Rutherford County
2020 +4.6% · 2021 +14.2% · 2022 +19.6% · 2023 +10.6% · 2024 +6.7% · 2025 +3.4%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Rutherford County: Flood, Sep 27, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Rutherford County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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State filing
On file as 1901 RESERVE HOME OWNERS ASSOCIATION
Legal name
Filed as shown; displayed as 1901 Reserve Home Owners Association
Inferred from the name on file
Type
Names are shown in title case for readability. The string above is the name on file, unchanged.
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