Public association record. Owners and residents can join. Board members and managers can claim and update it.
Claim or joinLegal name: 108 SOUTH LUMINA HOMEOWNERS ASSOCIATION, INC.
HOA · NC
Common Elements
Find vetted vendors, run better RFPs, talk to other boards. Free to join.
Follow this association by email
Public record
Loading record details
Are you an officer or director? Claim or update this listing
Statute-cited calculators and generators for 108 South Lumina Homeowners Association. No account needed.
Photos are reviewed before they appear.
No photos of 108 South Lumina Homeowners Association, INC. yet. A picture of the entrance, the sign, or the buildings helps everyone recognize this community.
Upload its CC&Rs, bylaws, or covenants for a free, instant read. We flag clauses that North Carolina statute or federal law may have already overridden, so you know what still holds. No account required; the file is held 7 days, then deleted.
Request quotes from vetted firms: insurance, management, banking, reserve studies, legal. Free for boards and managers.
Get quotesSee open bid requests and get listed in the vendor directory.
Browse open RFPsPublic record, cross-referenced across state, county, and federal filings. Not legal advice. Consult association counsel for governance questions.
Or start with what happened
See also the North Carolina Planned Community Act (NCGS § 47F).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this county · 99th percentile of NC counties
32 federal disaster declarations for this county, including 23 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in New Hanover County
2020 +5.6% · 2021 +12.5% · 2022 +21.2% · 2023 +13.7% · 2024 +4.4% · 2025 +4.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in New Hanover County: Flash flood, Aug 6, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe New Hanover County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Verified vendor companies serving New Hanover County, NC. Listing only, not an endorsement.
Common Elements verified vendor directory
On a computer? Scan to open this association in the app.
Opens commonelements.com/directory/associations/108-south-lumina-homeowners-association-inc-new-hanover-nc on your phone.
State filing
On file as 108 SOUTH LUMINA HOMEOWNERS ASSOCIATION, INC.
Legal name
Filed as shown; displayed as 108 South Lumina Homeowners Association, INC.
Inferred from the name on file
Type
Names are shown in title case for readability. The string above is the name on file, unchanged.
Owners and residents join instantly, with no approval step.
Connect with neighbors and discuss your association. Free to join.
Fill-in documents 108 South Lumina Homeowners Association’s board can download and adapt. Statute-cited, free, and no account needed.
Browse the full governance template library.
Boards, managers, owners, and counsel across North Carolina discuss assessments, rules, reserves, meetings, and disputes in the Common Area. Post anonymously under an alias (your real name is never shown unless you choose).