Reserve Fund Adequacy Calculator

A reserve fund adequacy calculator answers the question every board member eventually faces: are we setting aside enough money to replace major components when they wear out? The answer lives in your percent funded figure, the ratio of what you have to what you should have, based on the age and replacement cost of your building components.

Enter your current reserve balance, the percent funded figure from your most recent reserve study (or your best estimate), and your unit count. The calculator shows you the fully funded target, your current deficit, how that deficit breaks down per unit, and what it would cost each unit to close the gap over five, ten, or twenty years.