Reserve fund inputs

Reserve health

Fund adequacy analysis

Fair

Fully funded target

$538,462

Deficit

$188,462

Below fully funded target

Current balance

$350,000

65.0% funded

Per-unit deficit

$2,356

Each unit's share

Monthly per unit to close the deficit

HorizonMonthly per unitAnnual per unit
5 years$39$471
10 years$20$236
20 years$10$118

These figures represent additional monthly contributions per unit needed to close the deficit. They do not account for ongoing reserve requirements or inflation.

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This calculator uses your percent funded figure to back-calculate a fully funded target. Actual targets vary by component age, replacement cost, and funding method. Consult a licensed reserve specialist before adopting contribution rates. This is not financial or legal advice.

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