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Claim or joinHOA · Est. 5 units · Oak Bluffs, MA
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Or start with what happened
See also the Massachusetts Condominium Act (M.G.L. Ch. 183A).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Very Low composite risk for this county · 0th percentile of MA counties
22 federal disaster declarations for this county, including 9 hurricanes, most recent Sep 2023.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · OAK BLUFFS, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
Annual change in Dukes County
2020 +4.8% · 2021 +11.0% · 2022 +21.0% · 2023 +13.5% · 2024 +6.4% · 2025 +8.3%
Most recent significant event in Dukes County: Coastal flood, Apr 4, 2024.
Post-storm federal aerial imagery exists for this location: Hurricane Henri, 2021.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Dukes County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Common Elements verified vendor directory
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County parcel records
On file as Tower Ridge Property Owners Association
Legal name
County parcel records, address verified
Principal address
Public record
Units · Map location
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Geocoded 2026-07-12
Cross-referenced public records
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