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Claim or joinLegal name: The Townes at Cambridge Homeowners Association, Inc.
HOA · Hanover, PA
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See also the Pennsylvania Uniform Planned Community Act (68 Pa.C.S. § 5101 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Relatively Low composite risk for this neighborhood area · 47th percentile of PA neighborhood areas
20 federal disaster declarations for this county, including 3 hurricanes, most recent Mar 2020.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 17331
2020 +2.8% · 2021 +9.7% · 2022 +15.8% · 2023 +5.8% · 2024 +7.7% · 2025 +6.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
From public officer filings
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6% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Most recent significant event in Adams County: Flood, Jul 12, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Adams County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 17331 · 2022
Average premium changed +1.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Ae Design INC
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Verified vendor companies serving Adams County, PA. Listing only, not an endorsement.
Common Elements verified vendor directory
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On file as The Townes at Cambridge Homeowners Association, Inc.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as The Townes at Cambridge Homeowners Association, INC.
Source not recorded
Map location · Type
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