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Common Elements
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Reserves
Common Elements Reserves connects your board with reserve study providers who scope the components, set the funding plan, and keep you ahead of statute deadlines. One form, comparable proposals back from credentialed analysts.
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Data sourced from Oregon Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Statute-cited calculators and generators for THE OWNERS ASSOCIATION OF THE HARBOR AT DEPOE BAY INTERVAL OWNERSHIP CONDOMINIUM, INC.. No account needed.
See also the Oregon Condominium Act (ORS Ch. 100).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Source: FEMA National Risk Index, FEMA National Flood Hazard Layer
Source: FEMA NFHL · FL SIRS · HUD FHA
Annual change in ZIP 97504
2020 +3.6% · 2021 +14.7% · 2022 +12.2% · 2023 -2.9% · 2024 +3.4% · 2025 +2.7%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
35% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
Most recent significant event in Jackson County: Wildfire, Jul 7, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Jackson County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 97504 · 2022
Average premium changed +15.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022