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Claim or joinLegal name: THE GARDENS 108 CONDOMINIUM ASSOCIATION, INC.
Condo / COA · 24 units · Seminole, FL
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Public record
Neighborhood-area medians for the surrounding area, not records of this association.
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Or start with what happened
See also the Florida Condominium Act (Fla. Stat. Ch. 718).
No SB 4-D applicability determination is on file for this association.
Public record · State structural-integrity filings, state workers' compensation filings
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this neighborhood area · 66th percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · SEMINOLE, CITY OF
2,662 flood policies in force in this ZIP (1,024 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
This association carries its own workers’-comp policy, a signal it directly employs on-site staff rather than relying solely on a management company’s coverage.
Public record · State workers' compensation filings
1 more buildings on file.
Public record · County parcel records
Public record · State health department pool inspections
2 recorded sales since 2024. 21,780 total living square feet on the roll.
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Public record · County parcel records
From public officer filings · 2026 Q2 snapshot
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25% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 33777
2020 +9.1% · 2021 +16.8% · 2022 +20.9% · 2023 +11.5% · 2024 +5.2% · 2025 -5.4%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
GARDENS 108 CONDO ASSN INC
Declaration · recorded 2004
GARDENS 108 CONDO ASSN INC
Declaration · recorded 2004
GARDENS 108 CONDO ASSN INC
Declaration · recorded 2003
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Public record · Recorded documents
Nearest Superfund site: APF INDUSTRIES, about 2.0 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Pinellas County: Tornado, Sep 25, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Milton, 2024; Hurricane Idalia, 2023.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pinellas County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 33777 · 2022
Average premium changed -18.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1-Tom-Plumber of Sarasota
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1776 Liberty Construction, LLC
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180 Design & Renovation LLC
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1st Call Air Conditioning LLC
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1st Downs Plumbing Limited Liability Company
Largo, FL
Verified vendor companies serving Pinellas County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as THE GARDENS 108 CONDOMINIUM ASSOCIATION, INC.
Legal name · 1 linked public record
Filed as shown; displayed as The Gardens 108 Condominium Association, INC.
County parcel records, address verified
Principal address
Source not recorded
Type · Units
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
3 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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