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Claim or joinLegal name: THE FARM AT MORGAN LAKES HOMEOWNERS ASSOCIATION, INC.
HOA · Savannah, GA
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See also the Georgia Property Owners' Association Act (O.C.G.A. § 44-3-220 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Very High composite risk for this neighborhood area · 100th percentile of GA neighborhood areas
19 federal disaster declarations for this county, including 9 hurricanes, most recent Sep 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · SAVANNAH, CITY OF
CRS class 5: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 31406
2020 +7.4% · 2021 +8.9% · 2022 +24.4% · 2023 +12.7% · 2024 +9.6% · 2025 +1.6%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
47% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Chatham County: Coastal flood, Oct 10, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Chatham County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 31406 · 2022
Average premium changed +5.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1 Clear Choice Heat and Air, LLC
Jefferson, GA
16 Land Sales LLC
Locust Grove, GA
1726 Investments, LLC
Gainesville, GA
2000 Concrete, LLC
Atlanta, GA
3 Rivers Construction Services LLC
Leesburg, GA
330 Main, Architecture & Engineering, P.L.L.C.
Gainesville, GA
Verified vendor companies serving Chatham County, GA. Listing only, not an endorsement.
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On file as THE FARM AT MORGAN LAKES HOMEOWNERS ASSOCIATION, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as The Farm at Morgan Lakes Homeowners Association, INC.
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Names are shown in title case for readability. The string above is the name on file, unchanged.
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