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See also the Pennsylvania Uniform Planned Community Act (68 Pa.C.S. § 5101 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Very Low composite risk for this neighborhood area · 9th percentile of PA neighborhood areas
26 federal disaster declarations for this county, including 7 hurricanes, most recent Sep 2021.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 19348
2020 +4.0% · 2021 +8.7% · 2022 +17.7% · 2023 +8.1% · 2024 +3.4% · 2025 +5.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
From public officer filings
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14% of nearby housing sits in 5+ unit buildings, most of it built before 1940.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Most recent significant event in Chester County: Flash flood, Jul 9, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Chester County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 19348 · 2022
Average premium changed -2.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
3 C Drilling, LLC
Quakertown, PA
A & E Construction Co.
Upper Darby, PA
A.T. Construction Management, INC.
Drexel Hill, PA
Abs Building Systems Integrators, LLC
McKeesport, PA
Advanced Construction Services of Southwest Florida INC
Pittsburgh, PA
Ae Design INC
Elizabethtown, PA
Verified vendor companies serving Cumberland County, PA. Listing only, not an endorsement.
Common Elements verified vendor directory
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On file as The Bluffs at Big Elk Creek Homeowners Association
Principal address · Legal name · 1 linked public record
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Map location · Type
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