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Claim or joinLegal name: SPICE PALMS OF SOUTH PASADENA H.O.A., INC.
HOA · Palm Harbor, FL
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Low composite risk for this neighborhood area · 48th percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
1,816 flood policies in force in this ZIP (269 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 34685
2020 +3.6% · 2021 +19.7% · 2022 +12.1% · 2023 +13.2% · 2024 +10.1% · 2025 -13.2%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q3 snapshot
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16% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
DAVID W. ORMISTON, PA · Law firm
800 Tarpon Woods Blvd., F-4
Palm Harbor, 34685
Public record · State filing
Nearest Superfund site: TARPON SPRINGS TANNERY, about 4.8 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Pinellas County: Tornado, Sep 25, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Milton, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pinellas County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 34685 · 2022
Average premium changed -10.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1-Tom-Plumber of Sarasota
St. Petersburg, FL
1714 Magnolia Rd LLC
Belleair, FL
1776 Liberty Construction, LLC
St Petersburg, FL
180 Design & Renovation LLC
St. Petersburg, FL
1st Call Air Conditioning LLC
Largo, FL
1st Downs Plumbing Limited Liability Company
Largo, FL
Verified vendor companies serving Pinellas County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as SPICE PALMS OF SOUTH PASADENA H.O.A., INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Spice Palms of South Pasadena H.O.a., INC.
Source not recorded
Map location · Type
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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