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Common Elements
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Insurance
Common Elements Insurance routes your association to licensed P&C agents who know HOA and condo coverage: tower placements, wind, flood, and D&O in Florida's hard market. One short form, no spam network.
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Data sourced from New York Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the New York Condominium Act (NY Real Prop. Law § 339).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Source: FEMA National Risk Index, FEMA National Flood Hazard Layer
Source: FEMA NFHL · FL SIRS · HUD FHA
Source: Common Elements directory