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Claim or joinHOA · Est. 88 units · Loveland, CO
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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 91st percentile of CO counties
30 federal disaster declarations for this county, most recent Jul 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 80538
2020 +1.6% · 2021 +12.8% · 2022 +15.3% · 2023 +1.1% · 2024 +5.6% · 2025 +0.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Larimer County: Flash flood, Aug 7, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Larimer County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Self-reported by the association under C.R.S. 38-33.3-316 with its annual state HOA registration. Registration status: Active. Last renewed May 5, 2026.
Public record · State financial disclosure filing
Homeowners insurance in ZIP 80538 · 2022
Average premium changed +30.0% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as Seven Lakes Patio Homes and Cottages Association
Principal address · Legal name · Type
Public record
Units · 1 linked public record
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
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