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Claim or joinLegal name: REEF CLUB CONDOMINIUM ASSOCIATION OF INDIAN ROCKS BEACH, INC.
Condo / COA · Indian Rocks Beach, FL
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See also the Florida Condominium Act (Fla. Stat. Ch. 718).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Relatively Low composite risk for this neighborhood area · 23rd percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · INDIAN ROCKS BEACH, CITY OF
CRS class 6: community flood-mitigation rating, 1 is the strongest discount
5,568 flood policies in force in this ZIP (4,095 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · State health department pool inspections
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 33785
2020 +0.1% · 2021 +24.6% · 2022 +60.4% · 2023 -5.9% · 2024 -6.9%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q3 snapshot
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36% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Joseph R. Cianfrone, P.A. · Law firm
1964 Bayshore Boulevard
Dunedin, 34698
Public record · State filing
REEF CLUB CONDOMINIUM ASSOCIATION OF INDIAN ROCKS INC
Declaration · recorded 2021
REEF CLUB CONDOMINIUM ASSOCIATION OF INDIAN ROCKS BEACH INC
Declaration · recorded 2018
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Public record · Recorded documents
Nearest Superfund site: ACME SPONGE & CHAMOIS CO INC, about 0.2 miles from this association's location.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Pinellas County: Tornado, Sep 25, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Milton, 2024; Hurricane Idalia, 2023.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Pinellas County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
1-Tom-Plumber of Sarasota
St. Petersburg, FL
1714 Magnolia Rd LLC
Belleair, FL
1776 Liberty Construction, LLC
St Petersburg, FL
180 Design & Renovation LLC
St. Petersburg, FL
1st Call Air Conditioning LLC
Largo, FL
1st Downs Plumbing Limited Liability Company
Largo, FL
Verified vendor companies serving Pinellas County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as REEF CLUB CONDOMINIUM ASSOCIATION OF INDIAN ROCKS BEACH, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Reef Club Condominium Association of Indian Rocks Beach, INC.
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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