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Claim or joinLegal name: OCEAN REEF LANDINGS PROPERTY OWNERS ASSOCIATION, INC.
HOA · Key Largo, FL
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Public record
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Very High composite risk for this neighborhood area · 100th percentile of FL neighborhood areas
47 federal disaster declarations for this county, including 26 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
5,960 flood policies in force in this ZIP (2,191 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · County parcel records, state environmental permits
Annual change in ZIP 33037
2020 +2.9% · 2021 +16.5% · 2022 +25.8% · 2023 +4.9% · 2024 +8.6% · 2025 +1.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q3 snapshot
Claim it to manage Ocean Reef Landings Property Owners Association, INC. on Common Elements.
14% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Floors served is the elevator's own stop count, not an official building-height record, a close proxy, not an exact story count.
Public record · State elevator certificates
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Monroe County: Flood, Dec 29, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Monroe County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 33037 · 2022
Average premium changed +19.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
2G Construction Management LLC
Tavernier, FL
3rd Generation Plumbing, INC
Marathon, FL
A Affordable Emergency Svcs INC
Key Largo, FL
A All Major Brands Corp
Key Largo, FL
A Perry Homes Florida LLC
Key Largo, FL
A Plus Roofing of Key West INC
Key West, FL
Verified vendor companies serving Monroe County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as OCEAN REEF LANDINGS PROPERTY OWNERS ASSOCIATION, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Ocean Reef Landings Property Owners Association, INC.
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-07-05
Public record
5 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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