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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this county · 65th percentile of CO counties
8 federal disaster declarations for this county, most recent Jan 2021.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · GRANBY, TOWN OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 80446
2020 +1.8% · 2021 +19.0% · 2022 +23.8% · 2023 +17.5% · 2024 -0.9% · 2025 -9.4%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Grand County: Flash flood, Sep 14, 2023.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Grand County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Self-reported by the association under C.R.S. 38-33.3-316 with its annual state HOA registration. Registration status: Active. Last renewed Feb 25, 2026.
Public record · State financial disclosure filing
Homeowners insurance in ZIP 80446 · 2022
Average premium changed +38.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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On file as Mountainside At Silvercreek Fractional Ownership
Principal address · Legal name · Type
Filed as shown; displayed as Mountainside at Silvercreek Fractional Ownership
Geocoded from the address on file
Map location
Geocoded 2026-07-05
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