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Claim or joinLegal name: MAGNOLIA CREEK HOMEOWNER'S ASSOCIATION, INC.
HOA · Miramar Beach, FL
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Neighborhood-area medians for the surrounding area, not records of this association.
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See also the Florida HOA Act (Fla. Stat. Ch. 720).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Very High composite risk for this neighborhood area · 99th percentile of FL neighborhood areas
42 federal disaster declarations for this county, including 22 hurricanes, most recent Sep 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
8,025 flood policies in force in this ZIP (6,380 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 32550
2020 +1.8% · 2021 +14.4% · 2022 +19.6% · 2023 +6.1%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q2 snapshot
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64% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
FY 2025-2026 Resolution 2025-01 with attached proposed budget.pdf 2 MB, uploaded June 10, 2025 11:34 AM (opens in a new window)
Other
Rules of Procedure - Amended and Restated 8.11.2022.pdf 474.39 KB, uploaded August 23, 2022 3:09 PM (updated August 31, 2022 4:49 AM) (opens in a new window)
Rules
Magnolia Creek CDD - Assessment Schedule 2025-2026.pdf 119.38 KB, uploaded September 5, 2025 10:06 AM (opens in a new window)
Other
FY 2024-2025 Assessment Schedule.pdf 808.96 KB, uploaded August 26, 2024 6:14 PM (updated January 3, 2025 7:22 AM) (opens in a new window)
Other
FY 2023-2024 Assessment Table.pdf 137.18 KB, uploaded September 8, 2023 10:45 AM (updated September 25, 2023 7:52 AM) (opens in a new window)
Other
FY 2023-2024 Adopted Budget.pdf 1.02 MB, uploaded September 8, 2023 10:45 AM (updated September 25, 2023 7:52 AM) (opens in a new window)
Other
2026-05-21 - Magnolia Creek CDD - BOS Meeting- Final Agenda.pdf 18.17 MB, uploaded May 14, 2026 3:21 PM (opens in a new window)
Other
Establishment Ordinance.pdf 154.51 KB, uploaded October 25, 2019 1:47 PM (updated December 2, 2019 5:50 AM) (opens in a new window)
Other
+29 more public-record documents on file.
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Public record · Recorded documents
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Walton County: Tornado, Jan 25, 2026.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Walton County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 32550 · 2022
Average premium changed -5.9% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
123B LLC
Ponce de Leon, FL
3 Hammers Electrical, LLC
Freeport, FL
30-a Builders LLC
Rosemary Beach, FL
3JB Construction, LLC
Santa Rosa Beach, FL
3RIVERS Construction Co., LLC
Freeport, FL
4858, INC.
Miramar Beach, FL
Verified vendor companies serving Walton County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as MAGNOLIA CREEK HOMEOWNER'S ASSOCIATION, INC.
Legal name · 1 linked public record
Filed as shown; displayed as Magnolia Creek Homeowner's Association, INC.
County parcel records, address verified
Principal address
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-08-18
Names are shown in title case for readability. The string above is the name on file, unchanged.
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