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See also the New Jersey Planned Real Estate Development Full Disclosure Act (NJSA § 45:22A).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively High composite risk for this neighborhood area · 97th percentile of NJ neighborhood areas
33 federal disaster declarations for this county, including 8 hurricanes, most recent Apr 2025.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · HARVEY CEDARS, BOROUGH OF
CRS class 8: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · Federal nonprofit tax filings
Annual change in ZIP 08008
2% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
2020 +3.1% · 2021 +12.8% · 2022 +15.4% · 2023 +6.7% · 2024 +3.2% · 2025 +6.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Ocean County: Coastal flood, Oct 30, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Ocean County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 08008-0301 · 2022
Average premium changed +3.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1st Choice Facilities Services Corp
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A. Bonaduce, INC.
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A&a Electrical Contracting Company, INC.
Keansburg, NJ
Aecom Power Architecture, LLC
Moorestown, NJ
Alden Bailey Restoration Corp.
Bradley Beach, NJ
Alerion Door and Glass, LLC
Jersey City, NJ
Verified vendor companies serving Ocean County, NJ. Listing only, not an endorsement.
Common Elements verified vendor directory
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Federal exempt-organization listing
On file as LOVELADIES PROPERTY OWNERS ASSOCIATION
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Loveladies Property Owners Association
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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