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Claim or joinLegal name: HIGGINS LAKE PROPERTY OWNERS ASSN
HOA · Roscommon, MI
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See also the Michigan Nonprofit Housing Corporations Act (MCL § 559).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this county · 56th percentile of MI counties
7 federal disaster declarations for this county, including 1 hurricane, most recent Jun 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Not currently listed as participating in the federal flood insurance program
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Public record · Federal flood program records
Public record · Federal nonprofit tax filings
Annual change in ZIP 48653
Most recent significant event in Roscommon County: Tornado, Jun 9, 2021.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Roscommon County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
2020 +7.6% · 2021 +18.9% · 2022 +17.8% · 2023 +10.9% · 2024 +11.2% · 2025 +11.8%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Homeowners insurance in ZIP 48653-0055 · 2022
Average premium changed +2.3% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Federal exempt-organization listing
On file as HIGGINS LAKE PROPERTY OWNERS ASSN
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Higgins Lake Property Owners Association
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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