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Common Elements
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Data sourced from North Carolina Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
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See also the North Carolina Planned Community Act (NCGS § 47F).
Participates in the National Flood Insurance Program · SAWMILLS, TOWN OF
CRS class 9: community flood-mitigation rating, 1 is the strongest discount
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Source: FEMA NFIP community-status records
Footprint totals from mapped building outlines, not a survey. A common starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Source: Overture Maps building footprints
Parcel-roll figures for the whole association, not an appraisal of any single unit.
Source: County property appraiser parcel roll
Annual change in Caldwell County
2020 +5.2% · 2021 +11.8% · 2022 +20.6% · 2023 +9.3% · 2024 +6.4% · 2025 +3.4%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Most recent significant event in Caldwell County: Flash flood, Jun 19, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Caldwell County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Source: Common Elements directory