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Claim or joinHOA · Est. 88 units · Delta, CO
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A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this county · 70th percentile of CO counties
9 federal disaster declarations for this county, most recent Mar 2020.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 81416
2020 +6.4% · 2021 +14.2% · 2022 +15.9% · 2023 +7.1% · 2024 +11.7% · 2025 -0.6%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Delta County: Flood, May 24, 2023.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Delta County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 81416 · 2022
Average premium changed +13.2% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as Garnet Mesa Estates Association
Principal address · Legal name · Type
Public record
Units · 1 linked public record
Low confidence: self-declared filing or parcel proxy, withheld from public surfaces
Names are shown in title case for readability. The string above is the name on file, unchanged.
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