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Common Elements
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Data sourced from Mississippi Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Statute-cited calculators and generators for GALLERY 106 OWNERS ASSOCIATION INC. No account needed.
See also the Mississippi Homeowners Association Act.
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Source: FEMA National Risk Index, FEMA National Flood Hazard Layer
Source: FEMA NFHL · FL SIRS · HUD FHA
Annual change in ZIP 39759
2020 +1.7% · 2021 +7.2% · 2022 +14.1% · 2023 +7.4% · 2024 +5.6% · 2025 +7.8%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
10% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Source: Common Elements directory
Most recent significant event in Oktibbeha County: Flash flood, Jun 8, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Oktibbeha County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Homeowners insurance in ZIP 39759 · 2022
Average premium changed +4.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022