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Common Elements
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Insurance
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Data sourced from Washington Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
See also the Washington Homeowners Association Act (RCW § 64.38).
Source: FEMA NFHL · FL SIRS · HUD FHA
1% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Annual change in ZIP 98282
2020 +6.0% · 2021 +14.6% · 2022 +16.6% · 2023 +11.4% · 2024 +0.2% · 2025 -0.4%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 98282-7279 · 2022
Average premium changed +6.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022