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Common Elements
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Insurance
Common Elements Insurance routes your association to licensed P&C agents who know HOA and condo coverage: tower placements, wind, flood, and D&O in today's hard market. One short form, no spam network.
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Data sourced from Arizona Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Source: FEMA NFHL · FL SIRS · HUD FHA
30% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Most recent significant event in Maricopa County: Flash flood, Nov 19, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Maricopa County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Annual change in ZIP 85268
2020 +5.9% · 2021 +16.2% · 2022 +25.3% · 2023 -0.2% · 2024 +6.6% · 2025 +0.3%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 85268 · 2022
Average premium changed +11.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022