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Data sourced from Tennessee Secretary of State filings, county public records, FEMA, and the U.S. Census Bureau. Not legal advice. Consult association counsel for governance questions.
Source: FEMA NFHL · FL SIRS · HUD FHA
23% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Census-tract area figures, not the association itself. Useful as neighborhood context.
Source: U.S. Census ACS 5-year estimates
Most recent significant event in Shelby County: Flash flood, Sep 23, 2025.
County-level weather records from the NOAA NCEI Storm Events Database, for context. NOAA logs each event for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Shelby County as a whole, never this association's own loss history.
Source: NOAA NCEI Storm Events Database · events since 2015
Monthly HOA and condo fees reported by owners in this part of the state, from U.S. Census Bureau microdata (ACS PUMS).
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Annual change in ZIP 38016
2020 +6.9% · 2021 +14.6% · 2022 +20.4% · 2023 +0.6% · 2024 +1.7% · 2025 +0.9%
Area price appreciation for context, not an appraisal of this association or any unit. FHFA labels this index developmental: it is built from Fannie Mae and Freddie Mac mortgage data, and small housing markets are suppressed.
Source: FHFA All-Transactions House Price Index · as of Mar 2026
Homeowners insurance in ZIP 38016-5366 · 2022
Average premium changed +7.1% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Source: U.S. Treasury Federal Insurance Office (FIO) homeowners filings, 2018–2022