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Statute-cited calculators and generators for Cypress Gardens Homeowners Association INC 013197. No account needed.
Or start with what happened
See also the New Mexico Homeowner Association Act (NMSA § 47-16).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Low composite risk for this neighborhood area · 38th percentile of NM neighborhood areas
15 federal disaster declarations for this county, including 1 hurricane, most recent Jul 2025.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · LOS LUNAS, VILLAGE OF
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · Federal nonprofit tax filings
Annual change in ZIP 87031
3% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
2020 +4.5% · 2021 +13.7% · 2022 +14.8% · 2023 +11.9% · 2024 +4.9% · 2025 +6.6%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Valencia County: Flash flood, Jul 3, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Valencia County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 87031-3461 · 2022
Average premium changed +2.4% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Federal exempt-organization listing
On file as CYPRESS GARDENS HOMEOWNERS ASSOCIATION INC 013197
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Cypress Gardens Homeowners Association INC 013197
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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