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See also the Pennsylvania Uniform Planned Community Act (68 Pa.C.S. § 5101 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this neighborhood area · 95th percentile of PA neighborhood areas
29 federal disaster declarations for this county, including 8 hurricanes, most recent Sep 2021.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 19034
2020 +2.4% · 2021 +9.2% · 2022 +8.3% · 2023 +7.7% · 2024 +9.4% · 2025 +4.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings
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23% of nearby housing sits in 5+ unit buildings, most of it built in the 1980s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
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Most recent significant event in Montgomery County: Flash flood, Jul 31, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Montgomery County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 19034 · 2022
Average premium changed -1.9% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Advanced Construction Services of Southwest Florida INC
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Ae Design INC
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Verified vendor companies serving Montgomery County, PA. Listing only, not an endorsement.
Common Elements verified vendor directory
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On file as Coldstream Crossing Owners Association
Principal address · Legal name · 1 linked public record
Source not recorded
Map location · Type
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