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Neighborhood-area medians for the surrounding area, not records of this association.
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See also the Davis-Stirling Common Interest Development Act (Cal. Civ. Code § 4000 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · Federal flood-hazard maps
Relatively High composite risk for this neighborhood area · 74th percentile of CA neighborhood areas
34 federal disaster declarations for this county, including 1 hurricane, most recent Apr 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · Federal nonprofit tax filings
Annual change in ZIP 95003
12% of nearby housing sits in 5+ unit buildings, most of it built in the 1970s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
2020 -1.0% · 2021 +8.8% · 2022 +19.6% · 2023 +3.1% · 2024 -1.1% · 2025 +0.7%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Santa Cruz County: Flood, Jan 5, 2026.
Post-storm federal aerial imagery exists for this location: California, 2023. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Santa Cruz County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 95003-4071 · 2022
Average premium changed +25.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
A/V Consulting
San Diego, CA
Abm Electrical & Lighting Solutions, INC.
Sacramento, CA
Acs Architectural Construction Services, INC.
Newport Beach, CA
Air & Lube Systems, INC.
Sacramento, CA
Alain Hirsch Construction Corp.
Long Beach, CA
Albrapainting Handyman L.L.C.
Escondido, CA
Verified vendor companies serving Santa Cruz County, CA. Listing only, not an endorsement.
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Federal exempt-organization listing
On file as BAY VILLAGE HOMEOWNERS ASSOCIATION
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Bay Village Homeowners Association
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-05-20
Public record
1 linked public record
Names are shown in title case for readability. The string above is the name on file, unchanged.
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