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Claim or joinLegal name: 9545A AND 9545B 20TH BAY ST*
Condo / COA · 2 units · Norfolk, VA
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See also the Virginia Condominium Act (Va. Code § 55.1-1900 et seq.).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Very Low composite risk for this neighborhood area · 44th percentile of VA neighborhood areas
18 federal disaster declarations for this county, including 10 hurricanes, most recent Jan 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Approximate footprint of the primary building at this location (single-point match), not the full complex. A rough starting point for roofing and reserve estimates; add a slope factor for pitched roofs.
Mapped building outlines · Overture Maps
Annual change in ZIP 23518
2020 +5.9% · 2021 +10.6% · 2022 +14.5% · 2023 +7.4% · 2024 +6.8% · 2025 -1.3%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
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From public officer filings
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42% of nearby housing sits in 5+ unit buildings, most of it built in the 1950s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
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Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Norfolk County: Flash flood, Mar 16, 2026.
Post-storm federal aerial imagery exists for this location: Hurricane Erin, 2025. Pre-season baseline imagery also covers this location.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Norfolk County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 23518 · 2022
Average premium changed +7.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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Cross-referenced public records
On file as 9545A AND 9545B 20TH BAY ST*
Principal address · Legal name · Type
Filed as shown; displayed as 9545A and 9545B 20th Bay St
Public record
Units · 1 linked public record
High confidence
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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