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Structural-inspection and lender-readiness compliance across the association universe, from FL SIRS filings and HUD FHA project records.
Source: FL public SIRS project records joined to association directory.
Based on HUD FHA condo project records matched to CE directory.
Percentage of FL associations with an active SIRS project on file. The post-Surfside milestone law applies only to FL condos and co-ops three or more stories tall.
| State | Type | Associations | SIRS exposure |
|---|---|---|---|
| FL | coop | 826 | 11.6% |
| FL | Condo | 50,854 | 10.0% |
| FL | HOA | 31,244 | 0.3% |
SIRS is a Florida requirement. Other states have no equivalent statute, so no SIRS exposure is reported for them. State-level views of every metric live on each state's data page.
Percentage of associations with active FHA project approval, from HUD FHAVMS records matched to the CE directory. Low approval rates signal lender-readiness gaps for buyer financing.
| State | Type | With HUD data | FHA approved |
|---|---|---|---|
| FL | Condo | 3,480 | 1.8% |
| CA | HOA | 42 | 26.2% |
| FL | HOA | 129 | 0.0% |
These are live aggregates. Row-level records and exports are available through the data products.
| NC | HOA | 15 | 6.7% |
| TX | HOA | 258 | 3.9% |
| IL | Condo | 3,752 | 7.2% |
| MA | Condo | 3,763 | 6.0% |
| CO | HOA | 164 | 16.5% |
| CA | Condo | 7,701 | 19.8% |
| VA | HOA | 76 | 32.9% |