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Claim or joinLegal name: TURTLE POINTE COVE AT WEST BAY CLUB, A CONDO
Condo / COA · 38 units · Estero, FL
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Public record · State filing
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See also the Florida Condominium Act (Fla. Stat. Ch. 718).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this neighborhood area · 70th percentile of FL neighborhood areas
45 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · ESTERO, VILLAGE OF
CRS class 6: community flood-mitigation rating, 1 is the strongest discount
4,442 flood policies in force in this ZIP (2,141 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Public record · State health department pool inspections
Annual change in ZIP 33928
2020 +7.0% · 2021 +6.4% · 2022 +40.5% · 2025 -6.9%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
No officer filings on record for Turtle Pointe Cove at West Bay Club, a Condominium yet.
From public officer filings
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12% of nearby housing sits in 5+ unit buildings, most of it built in the 2000s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Lee County: Flood, Sep 17, 2025.
Post-storm federal aerial imagery exists for this location: Hurricane Milton, 2024; Hurricane Ian, 2022.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Lee County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 33928 · 2022
Average premium changed -14.6% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
1 Land Solution LLC
Cape Coral, FL
1-Tom-Plumber of SW Florida
Cape Coral, FL
1776 Construction Group LLC
Fort Myers, FL
1FL Contracting INC
North Fort Myers, FL
1st Choice Hurricane Protection LLC
Bonita Springs, FL
2 by 2 LLC
Cape Coral, FL
Verified vendor companies serving Lee County, FL. Listing only, not an endorsement.
Common Elements verified vendor directory
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State condominium filing
On file as TURTLE POINTE COVE AT WEST BAY CLUB, A CONDO
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Turtle Pointe Cove at West Bay Club, a Condominium
Source not recorded
Type · Units
Geocoded from the address on file
Map location
Geocoded 2026-05-19
Public record
3 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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