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Claim or joinLegal name: WINDERMERE GARDEN VILLAS HOMEOWNERS ASSOCIATION, INC.
HOA · Inverness, FL
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Neighborhood-area medians for the surrounding area, not records of this association.
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Statute-cited calculators and generators for Windermere Garden Villas Homeowners Association. No account needed.
Or start with what happened
See also the Florida HOA Act (Fla. Stat. Ch. 720).
No SB 4-D applicability determination is on file for this association.
Public record · State structural-integrity filings, state workers' compensation filings
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps, state structural-integrity filings
Public record · Federal flood-hazard maps
Relatively Moderate composite risk for this neighborhood area · 73rd percentile of FL neighborhood areas
40 federal disaster declarations for this county, including 21 hurricanes, most recent Oct 2024.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Participates in the federal flood insurance program · INVERNESS, CITY OF
140 flood policies in force in this ZIP (3 condo) · as of 2026-06-01
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
This association carries its own workers’-comp policy, a signal it directly employs on-site staff rather than relying solely on a management company’s coverage.
Public record · State workers' compensation filings
Public record · State health department pool inspections
Annual change in ZIP 34453
2020 +6.6% · 2021 +20.1% · 2022 +28.3% · 2023 +1.9% · 2024 +10.1% · 2025 -7.6%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
From public officer filings · 2026 Q2 snapshot
10% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
No Structural Integrity Reserve Study on file yet.
Model SB 4-D reserve contributions for this association’s unit count and building profile before the formal study numbers come in.
Public record · State structural-integrity filings, county parcel records
Claim it to manage Windermere Garden Villas Homeowners Association, INC. on Common Elements. Claim this association
53 documents published by this association on its own website, most recent dated Jun 30, 2026.
Budget2
Financial statement2
Meeting agenda9
Declaration12
Bylaws5
Governing document3
Rules and regulations3
Insurance document1
Document16
Common Elements indexed these files from windermereinverness.org. Links open the association’s own copy; we do not host or redistribute the files. Document types and dates are read automatically from each file, and 42 of 53 carry a date we could read with confidence. The rest are shown as undated rather than guessed. Resident directories and spreadsheets are excluded.
Counts describe the area around the association's geocoded location, for context. Not a site-specific environmental assessment.
Public record · Federal environmental-facility records · as of Jul 2026
Most recent significant event in Citrus County: Tropical storm, Oct 9, 2024.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Citrus County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
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State filing
On file as WINDERMERE GARDEN VILLAS HOMEOWNERS ASSOCIATION, INC.
Principal address · Legal name · 1 linked public record
Filed as shown; displayed as Windermere Garden Villas Homeowners Association, INC.
Source not recorded
Type
Geocoded from the address on file
Map location
Geocoded 2026-05-19
Public record
2 linked public records
Names are shown in title case for readability. The string above is the name on file, unchanged.
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