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Claim or joinHOA · 104 units · West Des Moines, IA
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Browse open RFPsPublic record, cross-referenced across state, county, and federal filings. Not legal advice. Consult association counsel for governance questions.
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See also the Iowa Code Ch. 499B (Horizontal Property Act).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Relatively Moderate composite risk for this neighborhood area · 47th percentile of IA neighborhood areas
21 federal disaster declarations for this county, including 1 hurricane, most recent Sep 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 50265
2020 +2.6% · 2021 +7.4% · 2022 +15.5% · 2023 +5.6% · 2024 +5.2% · 2025 +1.4%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Monthly HOA and condo fees reported by owners in this part of the state, from federal household survey estimates.
32% of nearby housing sits in 5+ unit buildings, most of it built in the 1990s.
Neighborhood-area figures, not the association itself. Useful as neighborhood context.
Public record · Federal community survey estimates
Common Elements directory
Peer context, not financial advice: area-level survey medians describe the market, not what any specific community should charge.
Most recent significant event in Polk County: Flash flood, Jul 20, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Polk County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 50265 · 2022
Average premium changed +12.5% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
Atlas Framing, LLC
Granger, IA
Baxter Construction Company, L.L.C.
Fort Madison, IA
Black Hawk Roof Company of Ia, INC
Cedar Falls, IA
C & J Development & Design, LLC
Storm Lake, IA
Clean Energy Construction LLC
Spencer, IA
Conlon Construction Co.
Dubuque, IA
Verified vendor companies serving Polk County, IA. Listing only, not an endorsement.
Common Elements verified vendor directory
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State filing
On file as VILLAS OF WHITE OAKS HOMEOWNERS ASSOCIATION
Principal address · Legal name
Filed as shown; displayed as Villas of White Oaks Homeowners Association
Public record
Units
High confidence
Inferred from the name on file
Type
Geocoded from the address on file
Map location
Geocoded 2026-06-06
Names are shown in title case for readability. The string above is the name on file, unchanged.
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