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Claim or joinCondo / COA · 18 units · SHEPHERDSVILLE, KY
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See also the Kentucky Condominium Act (KRS Ch. 381).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Public record · FHA condo approval records
Very Low composite risk for this county · 8th percentile of KY counties
30 federal disaster declarations for this county, including 1 hurricane, most recent Sep 2026.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Communities in this county participate in the federal flood insurance program
Reference only; flood-insurance requirements depend on your specific flood zone and lender.
Public record · Federal flood program records
Annual change in ZIP 40165
2020 +3.1% · 2021 +11.9% · 2022 +13.7% · 2023 +8.5% · 2024 +1.7% · 2025 +2.2%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
Most recent significant event in Spencer County: Flash flood, Oct 7, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Spencer County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Homeowners insurance in ZIP 40165 · 2022
Average premium changed -4.8% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
84 Lumber Company, Limited Partnership
Florence, KY
Abel Construction Company INC
Louisville, KY
Air 24/7, LLC
Union, KY
All-in-One Security, INC.
Mount Washington, KY
Amteck LLC
Owingsville, KY
Anderson & Rodgers Construction, INC.
Lawrenceburg, KY
Verified vendor companies serving Spencer County, KY. Listing only, not an endorsement.
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Cross-referenced public records
On file as VILLAS AT GRAND OAK ESTATE
Principal address · Legal name · Type
Filed as shown; displayed as Villas at Grand Oak Estate
Public record
Units · 1 linked public record
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Geocoded from the address on file
Map location
Geocoded 2026-06-06
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