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Claim or joinLegal name: VILLAGE GARDENS (CPS-1)
HOA · Spring Valley, NY
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See also the New York Not-for-Profit Corporation Law (BCL Art. 2).
A starting point for diligence, not a safety or compliance rating. Full flood, structural, and hazard detail is below.
Public record · Federal hazard-risk index, federal flood-hazard maps
Relatively Moderate composite risk for this county · 80th percentile of NY counties
30 federal disaster declarations for this county, including 11 hurricanes, most recent Jul 2023.
For context, not a safety rating.
Public record · Federal hazard-risk index, federal disaster declarations
Annual change in ZIP 10977
2020 +0.8% · 2021 +10.1% · 2022 +19.4% · 2023 +16.5% · 2024 +9.6% · 2025 +1.0%
Area price appreciation for context, not an appraisal of this association or any unit. Its publisher labels the index developmental: it is built from conforming-mortgage data, and small housing markets are suppressed.
Public record · Federal house-price index · as of Mar 2026
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Most recent significant event in Rockland County: Flash flood, Jul 14, 2025.
County-level weather records from the federal storm-event database, for context. Each event is logged for a whole county or forecast zone, not for individual properties, so counts and damage estimates describe Rockland County as a whole, never this association's own loss history.
Public record · Federal storm-event records · events since 2015
Common Elements directory
Homeowners insurance in ZIP 10977 · 2022
Average premium changed +6.7% across the filed window (2018 to 2022).
ZIP-area averages from federal filings, not a quote for this building. Your rate depends on the building's construction, claims history, and coverage.
Public record · Federal homeowners-insurance filings · as of 2018 to 2022
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On file as VILLAGE GARDENS (CPS-1)
Principal address · Legal name · Type
Filed as shown; displayed as Village Gardens
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